RMA logo
About RM Applications (RMA)

FinTech & RegTech for Banks and MSBs

RMA is a boutique software & services company delivering mission-critical solutions across Asia Pacific. Certified ISO 9001, ISO 27001, and ISO 20000-1, we focus on execution and delivery with deep domain expertise in payments, remittance, and data platforms.

Flagship products

MSBaaS (OmniRemit), OmniData®, OmniMask, OmniRecon

Expert services

API & WhatsApp Integration, Data Management, FIS Integration

Contact
Unit L-3-5, Block L, Plaza Damas, No 60, Jalan Sri Hartamas 1, 50480 Kuala Lumpur, Malaysia
+603 62012677 • contact@rma.com.my
Malaysia Digital (MDEC) ISO 9001 ISO 27001 ISO 20000-1
Partners
FIS Microsoft Advintek Bluebricks FassPay AWS Millineum MongoDB Pitney Bowes Syniverse FIS Microsoft Advintek Bluebricks FassPay AWS Millineum MongoDB Pitney Bowes Syniverse
Why RMA?

End-to-end delivery, tight deadlines, and strong governance — trusted by banks, MSBs, and fintechs across APAC.

PaymentsRemittanceRegTechData
Solutions

Products that power
remittance & data

Our platforms streamline cross-border operations, secure data, and reconcile transactions at scale.

MSBaaS (OmniRemit)

Money Services Business as a Service — digital channels, compliance, and operations in one stack.

OmniData®

Data management & regulatory reporting with robust lineage and controls.

OmniMask

End-to-end data security & protection for privacy-by-design use cases.

OmniRecon

Automated matching engine to reconcile and track unsettled transactions.

API Integration WhatsApp Integration EKYC & Onboarding AML / Fraud Risk
Outcome

Faster go-live, compliant workflows, and unified customer journeys across channels.

Face Recognition + Remittance

Frictionless KYC & repeat transactions

Guide users through registration, view transaction history, and confirm transfers with visual proof — all in a secure, auditable flow.

1. Register

Capture face and ID; bind to customer profile with consent.

2. History

Review past transfers, beneficiaries, and FX rates.

3. Confirm

Liveness + face match, then approve payment securely.

Digital Channel

WhatsApp Remittance — fast, familiar, secure

Let customers start or complete remittances over WhatsApp — no new app required. Verified sender, guided steps, and instant notifications.

  • Always-on access with a familiar chat UI
  • Share receipts & status updates instantly
  • Seamless handoff to agents when needed
WhatsApp Remittance QR
Express Exchange

Skip the queue with pre-booking

Reserve currency and a time slot. Arrive, verify, and go — ideal for busy branches and frequent travelers.

Benefits
  • Guaranteed availability at pickup
  • Shorter branch time & priority counter
  • Transparent rates and receipts
Flow
  1. Pre-book currency & time
  2. Get confirmation code
  3. Show code + ID at branch
WhatsApp Remittance QR
Payroll Remittance

Seamless Payroll Distribution

Automate and simplify employee salary remittances with security, transparency, and compliance at every step.

Multi-currency Support
Disburse salaries across borders with real-time FX.
Employee Management
Easily onboard, verify, and manage payroll beneficiaries.
Compliance & Security
Built-in KYC, AML checks, and audit trails.
Transparent Workflow
Full approval and monitoring before salary release.
WhatsApp Remittance QR
Reports

Analytics & Insights

Generate real-time reports with interactive dashboards for smarter decisions.

  • Custom Reports
  • Export to PDF
  • Data Visualization
WhatsApp Remittance QR